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Karmachari Sanchaya Kosh (EPF) Exam — Practice Quiz

By sushil / August 29, 2026

Test your knowledge of Karmachari Sanchaya Kosh (Nepal’s Employees Provident Fund), provident fund basics, and general finance and aptitude topics commonly asked in Assistant, Officer, and Assistant Manager level recruitment exams.

Karmachari Sanchaya Kosh (EPF) Exam — Practice Quiz

10 questions · 15 minute time limit

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What is Karmachari Sanchaya Kosh (KSK) most accurately described as? Nepalu2019s central bank A commercial bank offering retail loans A retirement and social security savings fund for employees A stock exchange regulator

What is the core financial activity carried out by Karmachari Sanchaya Kosh with the money it collects? It is kept idle in a vault It is invested to generate returns for members It is distributed immediately to the national budget It is converted into foreign currency reserves

Which of the following functions belongs to Nepal Rastra Bank (NRB) rather than Karmachari Sanchaya Kosh (KSK)? Collecting employee retirement contributions Investing membersu2019 provident fund savings Issuing the national currency and regulating banks Paying lump-sum retirement benefits to members

In general terms, what is a provident fund? A type of general insurance policy A contribution-based savings scheme meant to provide a lump sum at retirement A government tax collection department A short-term consumer loan scheme

In a typical provident fund arrangement in Nepal, who contributes to the employeeu2019s fund account? Only the government Only the employee Both the employee and the employer Only a private insurance company

How does a provident fund differ from a pension scheme? A provident fund pays a lump sum, while a pension typically pays a periodic (recurring) amount A provident fund is only for government employees A pension scheme never involves employee contributions There is no meaningful difference between the two

In basic accounting, what does a balance sheet show? Only the profit earned in a year A summary of assets, liabilities, and equity at a specific point in time Only cash transactions during a month A list of employee salaries

What does the term interest rate generally represent in finance? The physical location of a bank branch The cost of borrowing money or the return earned on savings/investment The number of bank employees The exchange rate between two currencies

When does Nepalu2019s official fiscal (financial) year begin? 1 January 1 Shrawan (mid-July) 1 Baisakh (mid-April) 1 April

An employeeu2019s basic salary is Rs 20,000 per month, and the employeeu2019s provident fund contribution rate is 10 percent of basic salary. What is the monthly employee contribution? Rs 200 Rs 1,000 Rs 2,000 Rs 20,000

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