Banking Exams (NRB) — Practice Quiz (Set 5)By sushil / October 6, 2026 Banking Exams (NRB) — Practice Quiz (Set 5) 10 questions · 15 minute time limit Start Quiz You can take this quiz as a guest. Log in first if you want it saved to your progress history. Under NRBu2019s loan classification norms, a loan that remains overdue for more than one year is classified as: Watchlist Substandard Doubtful Loss Which monetary policy tool involves NRB buying or selling government securities to control liquidity? Bank rate Open market operations Statutory liquidity ratio Moral suasion The minimum portion of deposits that commercial banks must keep with NRB as non-interest-bearing reserves is called: Cash Reserve Ratio (CRR) Capital Adequacy Ratio Statutory Liquidity Ratio Base Rate In banking terminology, u2018KYCu2019 primarily serves the purpose of: Calculating interest rates Preventing money laundering and verifying customer identity Determining loan tenure Setting exchange rates A u2018Letter of Creditu2019 in trade finance is best described as: A personal loan agreement A banku2019s guarantee of payment to a seller on behalf of a buyer A type of fixed deposit A government bond The term u2018Base Rateu2019 in Nepali banking refers to: The minimum lending rate below which banks generally cannot lend The maximum deposit interest rate The exchange rate benchmark The rate charged on remittances Which of the following is classified as a u2018contingent liabilityu2019 for a bank? Fixed deposits Letters of guarantee issued Paid-up capital Staff loans disbursed The u2018Capital Adequacy Ratiou2019 measures a banku2019s: Liquidity position only Capital relative to its risk-weighted assets Profitability margin Deposit growth rate In a u2018negotiable instrumentu2019 such as a cheque, the person who writes/signs it is called the: Payee Endorser Drawer Holder Which type of banking risk arises specifically from fluctuations in interest rates affecting a banku2019s earnings? Credit risk Interest rate risk Operational risk Reputational risk Submit Quiz
